Cyber underwriting is flying blind
Traditional underwriting tools weren't built for a world where a single misconfigured MFA policy can trigger a seven-figure claim.
Questionnaire Roulette
Self-reported answers with no verification. 68% of cyber claims involve misrepresented controls that questionnaires failed to catch.
Blind Spot Underwriting
Point-in-time snapshots that go stale in weeks. You're pricing risk based on data that expired before the ink dried.
Weeks to Quote
Manual evidence chasing, back-and-forth emails, and spreadsheet wrangling. By the time you bind, the risk profile has already changed.
Fragmented Signals
Security ratings, questionnaires, and claims data live in separate systems. No single view of portfolio risk across your book.
18
Questions to full assessment
9
Security domains scored
160+
Regulations auto-mapped
28
Evidence items tracked
Data-driven underwriting, end to end
From intake to renewal, every decision is backed by structured evidence and continuous risk signals.
9-Domain Risk Scoring
0-100 score, A-F rating
Weighted assessment across MFA, EDR, backup, patching, incident response, training, TPRM, network segmentation, and SOC—each scored independently.
- 5-tier classification with automatic decline triggers
- Domain-level drill-down for underwriting decisions
- Evidence-backed scores, not self-attestation
Portfolio Dashboard
All clients, one view
Real-time visibility across every insured in your book. Score distributions, tier migrations, common gaps, and correlated exposures at a glance.
- Filter by tier, industry, geography, or score range
- Aggregate analytics across your entire portfolio
- Exportable reports for syndicate meetings
Evidence Collection Engine
28 items across 9 control areas
Structured evidence checklist with freshness tracking. Clients upload policies, scan results, and configs—you see completeness in real time.
- Automated freshness windows (30d, 90d, annual)
- Submission-readiness validation
- Assessment snapshots frozen at bind time
Premium Optimization
What-if simulation engine
Show insureds exactly which controls to implement—and the premium impact of each. Turn gap analysis into a retention tool.
- Per-control premium multiplier breakdown
- Phased remediation roadmap (30/60/90 day)
- Score history tracking across renewals
From intake to bind in days, not weeks
Day 1
Onboard in minutes
Broker invites the insured or completes the 18-question intake on their behalf. Scope, industry, and data handling derive applicable regulations automatically.
Day 1-2
Score across 9 domains
The platform computes a weighted security score, determines the risk tier (1-5), and flags decline triggers—MFA gaps, missing IR plans, no immutable backups.
Week 1
Collect evidence
Guided evidence checklist walks clients through the 28 required artifacts. Upload directly, track freshness, and validate submission readiness.
Week 1-2
Submit to carriers
Package the assessment snapshot and evidence bundle into a carrier submission. Track status from draft through quoted to bound.
Ongoing
Renew with confidence
Pre-renewal assessments trigger automatically. Track score improvements over time and demonstrate risk reduction at renewal.
